Home Insurance Q&A

By insurancefaq

Q: How much is home insurance per year in South Florida?
Were purchasing a home around 300,000 how much is insurance per annum? Anyone wages around this much? It doesn't work that route. It's ALSO base on the age of the house, YOUR CREDIT SCORE, the claims history of both you and the house, etc. And...

Q: how much is homeowners insurance?
depends how much your house costs mine is only worth 85,000 - so my home insurance covers up to 105,000 for more or less $55 a month come on! that's like asking "how much is vehicle insurance?" it depends on the value of your home, coverage, your rate, etc. Depends on the...

Q: How much money , collectively would home insurance progress up for owning a trampoline?
thanks Most insurers will not even insure you with a trampoline. If you purchase the insurance since you purchase the trampoline, then your insurance will not go up, but be prepared if they come out for inspection or you own a claim early in...

Q: How much of a deductible do most populace enjoy on their home insurance?
I am an insurance agent - I would say most of the smaller homes (under $200,000) enjoy probably $250 or $500. Average sized homes ($200,000 to $300,000 or so) have $500 or $1,000. The larger homes own $2,500 & the enormous (well over $1,000,000)...

Q: How much would home insurance be for a home on Floridas Gulf coast?
house would be probably 3/2. Do most policies include hurricane cover? thank you The best way to find out is to speak near a homeowner's insurance broker located in your nouns. A broker represents several companies and can shop around for the ones still...

Q: Is Mercury Insurance a fitting home insurance company?
They're ok. It's more about the POLICY, and which endorsement you have on it, than in the region of the company. Mercury is an A+ rated shipper, so they're financially strong.

Q: How would I claim on my home insurance?
I've got a bit of a problem next to my shower at the moment - there is wooden panelling around the plinth of the shower which is getting damp probably due to a slick from the base. I've call a plumber out to take an initial look, apparently there's...

Q: I am growing my insurance agency. Any sugguestions on how to avoid the time consuming "busywork"?
I am good at getting people to buy from me, but hate all "busywork". I am licensed and live in California, and sell personal health, life, car, and home insurance. I recognize that by not doing all the work, from running the...

Q: I am paying twice the premium on my nursing home insurance than my friend. Am I getting screwed?
I enjoy RiverSourse Life and he have John Alden. Looks close to benefits are equal. Help. I agree near the above post. The other key unfixed is when respectively policy be purchased. If your friend purchased his/her policy a long...

Q: I be wondering what a home insurance policy looks resembling. Can anyone serve me out?
If you own your home, the policy whould look something like this: Mr. & Mrs. Zorn 1234 Zorn St. Zornia, MI 48382 Primary HO3 (homeowner's policy) Coverage A Dwelling replacement $ Coverage B Other Structures $ Coverage C Personal Property $ Coverage...

Q: I broken my nose at my friend house on his table and he as $300,00 in home insurance how much should i get?
Well, the only thing you'll "get" without suing him, is his medical payments limit - which is usually around $500. And you have to submit medical bills, they'll pay up to your medical...

Q: I can't apprehend Home Insurance stuff?
I called for a quote on my home insurance and they start throwing all these numbers at me resembling they told me what my house is worth and then they tell me they cover approaching 90% and my wind and hail protection have a deductible. Does this sound right? I mean what...

Q: I enjoy a upcoming tot. what type insurance would be relevant?
Are you discussion in the order of motherliness insurance to support wage for the check-ups and distribution? If so, it is too unpaid if you are already pregnant. That' resembling getting home insurance after your house burns down. The lone resort would be to receive a...

Q: I enjoy file ruin will getting saloon or home insurance firm to do?
Read the question ancestors! She is asking about insurance not a loan. It should not impact your insurance whatsoever unless you apply for it next to Allstate. Allstate recently made the report by announcing that they would be using credit scores to rate auto...

Q: I inevitability facilitate finding home insurance to replace my lender placed home insurance! My husband misunderstood
You need to contact a local, independent agent, and explain to them you're currently uninsured (true, from the insurance company point of view, single your LENDER is currrently covered), and need homeowners insurance. You'll LIKELY be put near a...

Q: I live surrounded by a coop apartment and necessitate chief home insurance, Which insurance delivery service have the best rates?
The building is already insured but the basic fixtures surrounded by my apartment is not, like cabinet, etc. What will be the best insurance for me? this sounds more like a condo, if you are responsible for...

Q: I stipulation suggestion on becoming a insurance agent?
My dad is an insurance agent and I would like to become one to. How do I grasp a licence? Is there an age issue? Could I do it part time to start beside? Do I need to study a book? To supply auto and home insurance, you'll need...

Q: I want to find out nearly what insurance company someone enjoy?
Im looking on information on someone. Because he isnt responding to my lawyers constraint letters. My lawyer have sent two out to him already. Its be going on since May 1st. He havent notify his home insurance company. Because they would of been contact my attorney....

Q: If my child get hurt on my backyard trampoline - will my/his robustness insurance cover his injuries?
Or would that be a home insurance claim?

Q: If their,s a fire surrounded by your home and u don't enjoy home insurance can u be made to wages the desecrate?
or can u just income the dedecable on ur landlord insurance You didn't right to be heard what caused the fire. Say you be burning candles or left a pot on the stove that cause...

Q: If you retribution for your home insurance yourself when in attendance is fire wrong will the check be yours or the mortgage?
If there is damage to the structure, over $5,000, the mortgagee MUST be tabled as a payee on the check. The check goes to you, but will list you and the mortgage company directly, regardless...

Q: Insruance for engagement rings where on earth do i progress?
i want to insure my engagement ring whilst in London who best do i progress through - companies Travel Insurance or home insurance if you live in UK but you stipulation to ensure that you have the right cover usually for personal belongings - an extra premium....

Q: Insurance claim?
i have tesco's home insurance and enjoy had to take home a claim on my sofa, but i have lost the receiving and the company i got it from have gone into administration and is no longer operating as a business, plus the wall account i have at the time has be closed so i...

Q: Insurance fraud interrogate?
Hope u guys can settle an argument. My mate has chance damage insurance via his home insurance. His stereo is pretty outmoded and he told me he could buy a really good, but shabby one dead cheap, articulate he owned and damaged it, and claim for a topical one on the insurance. Ignore the fact...

Q: What is the best means of access to report a home insurance claim, my friend have river coming up from her floor,we mull over it's
foundation problems,the concrete slab may have cracked. She have already called her insurance company and they are sending a insurance adjuster out, Tuesday. But should she confirm what is cause the water first,until that...

Q: Insurance Underwriting: Anybody know of any companies that would underwrite and brand a home insurance policy?
I am with a home upturn magazine which specializes in advertisement and we are interested in finding an underwriter that would be of a mind to brand a product ?a home insurance policy. The underwriter will handle adjectives daily operation regarding...

Q: Is it allowed for a home insurance company to require renters insurance for a domestic partner?
From a Multi-Line General Agent "No", It is not officially recognized for your Home Insurer to require your domestic partner to make a purchase of renters insurance unless they are in actuality a "Renter". It may also not be Illegal surrounded...

Q: Is it better to report home insurance claims seperate or a short time ago one claim?
My home sustained some damaged due to a snow nose-dive back within december. I didn't file a claim rear then and immediately that I got some shingles dog-eared due to strong wind i would resembling to file a claim. I be...

Q: Is it too in arrears to acquire mobile home insurance?
I live in Southj Texas.

Q: Is it true that a home ins. co. can choose to drop you after you file a legitimate claim?
We live in the Front Range of Colorado (1 hour west of Denver) and I have been told that home insurance companies don't want to cover us as the risk of fire is too great and therefore will use...

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